Credit Repair — included free with monitoring.
We draft compliant dispute letters against every questionable line on your credit report and work them cycle after cycle. It's the same service other firms charge $99–$149/month for — included with your monitoring subscription.
Dispute work, done right.
Credit repair is not magic. It's the disciplined, repeated exercise of your federal rights under the FCRA and FDCPA to force credit bureaus and furnishers to prove — with real documentation — that every item on your report is accurate, verifiable, and reported in a Metro 2 compliant format. When they can't, the item comes off.
- Custom AI-drafted dispute letters (not templates)
- Reviewed by a real consultant before mailing
- Sent to all three bureaus and the original furnishers
- Escalated when responses are non-compliant
- Tracked in your dashboard every cycle
Line items we work on constantly.
Grounded in real credit law.
FCRA
Every dispute invokes §611 reinvestigation rights and §623 furnisher duties.
FDCPA
Collections face §809 debt validation before we ever engage on the balance itself.
Metro 2
Field-level format audits catch furnisher errors bureaus routinely miss.
Ready to fix what's on your credit report?
Free audit, no upfront fees for repair, and a real human in your corner. Credit repair is included free with your monitoring subscription.