How It Works · Pricing

$1 for 7 days. Then $49.95/mo.

Start the three-bureau credit monitoring service for $1 on any credit or debit card. After the 7-day trial it converts to $49.95/month — and the full dispute and repair service is included free. Cancel anytime.

Step 1 · 7-day trial
$1
Start 3-bureau monitoring

Charged to your credit or debit card. Includes your Equifax, Experian, and TransUnion reports and a free audit call with a KC consultant.

After day 7
$49.95/mo
Monitoring subscription
  • 3-bureau reports & scores
  • Real-time change alerts
  • Identity-theft monitoring
  • Dashboard access
  • Cancel anytime
Included Free
$0
Full credit repair service
  • AI-drafted dispute letters
  • Human consultant review
  • FCRA / FDCPA / Metro 2 grounded
  • Disputes every cycle
  • No upfront repair fees
How we can offer this

We're an affiliate partner of the credit monitoring service. When you subscribe through us, the affiliate pays us — not you. That referral revenue is what lets us bundle the full credit repair work for our clients at no additional cost. You cover the $1 trial and the $49.95/mo monitoring. We cover the rest.

Pricing shown is current standard pricing and subject to change. The 7-day trial auto-converts to $49.95/month on the payment method provided. Under the Credit Repair Organizations Act (CROA), we do not charge upfront fees for credit repair services. You have a three-day right to cancel any service agreement, and monitoring can be cancelled anytime through your dashboard.

Process

Four steps.

  1. $1 starts your 7-day monitoring trial + free consultant audit.
  2. After day 7 it converts to $49.95/mo — repair stays unlocked.
  3. We dispute cycle after cycle at no additional cost.
  4. You track progress in your dashboard. Cancel anytime.

Pay Almost Nothing. Start with $1.

Free audit, no upfront fees for repair, and a real human in your corner. Credit repair is included free with your monitoring subscription.